What you can do to make your bank go the extra mile

Banks love lazy customers because it means they can do as little as possible to take the cream off the top of your hard earned money.

Sure, banks can provide loans, interest on your savings and free this and free that but really these are services that you’re paying for through sometimes hidden fees and charges.

The good thing is not all banks are like this and as long as you’re prepared to do a tiny bit of research, you can either switch to a better bank that looks after you or get your current bank to dig into their pockets and work harder for you.

If you want to see a bank squirm, tell them your leaving.

If they let you go without a fight then it’s probably safe to say they weren’t worth it in the first place.

But most banks won’t let you go without a fight and it pays to look at their competition to see what other banks are offering their customers so you can get the same or better benefits.

Just remember the grass isn’t always greener on the other side and if you go through what banks can offer you line by line sometimes it can be hard to spot the differences.

Often you have to look hard to find out some of the perks your bank could offer you to make your life easier.

Sometimes these perks may seem small, but banks often presume that you won’t necessarily take them up on their offers.

With the economy lagging and emphasis being placed by the federal government on banks to get behind and support business owners in the private sector, some of the best banking perks can be found in corporate or business bank accounts.

One bank that has grabbed the bull by its horns is Heritage Bank, clearly showing that it values entrepreneurs and Small and Medium Business owners.

Often it is the small things in life that count and Heritage Bank has gone above and beyond to customise its accounts for business minded clients.

One way Heritage Bank is leading the way is through its ‘HB Concourse’ feature, which provides customers with free advanced and hands-on business spaces.

This means if you’re not in the office, or simply need to use a professional office space, you can handle all of your business needs, meet customers and hold meetings in a corporate atmosphere.

All you need to do is go online and reserve a time and place and you’ll be ready to go.

The ‘HB Concourse’ includes interactive technology like video conferencing, as well as refreshments and administrative needs.

So, never settle on your current bank account. Look outside and see if you can do better at getting your bank to work for you.